Low Budget Loans was established in 2004 by a group of bank managers who had a better understanding of how to provide faster / better / easier short term credit to the middle to higher income salary earner.  We rapidly became the Service Provider of choice by providing exactly this.

Low Budget Loans follows the trend that technology should provide services to all South Africans, and that the traditional footprint of offices nationwide became redundant. We focus on centralization by dealing only electronically in each transaction. This enables us to offer our services to all South Africans nationwide.

We are committed to: 

  • Responsible lending 
  • Transparency
  • Comply with the rules and regulations as prescribed by the National Credit Regulator (NCR) and other regulatory bodies
  • Providing an excellent service and building a long term relationship with our clients.

It is the mission of Low Budget Loans to provide personal loans for emergency purposes to our clients with an equally short term and responsible solution.