Our product offering includes:

  • Loans from R500 to R3000 with repayment options from 3 - 6 months / installments.
  • Cellphone airtime on credit as a value added service to existing clients.

Calculate your own installment

(All costs and interest is included,credit life excluded):

For a detailed breakdown on our interest rate calculation and fee structure click below on Rates and Fees.
All interest and fees charged are done in accordance with the national credit act.

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Use our slider to calculate your loan.

Loan Amount:

Period:

Borrowing +
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INTEREST AND FEES
Total Repay = Borrowing + Costs & Interest Rate 
* Costs & Interest Rate, Installment and Total Repay are estimated values.  
   Interest is calculated on the monthly outstanding balance.
 
All the rates and fees fall within the prescribed “Short term Credit Transactions” as published in the National Credit Act 34 of 2005.
 
APR – The annual percentage rate for qualifying clients will be 28% per annum.

Initiation fees - This is the maximum initiation fee we are allowed to charge
  • R165.00 + VAT per credit agreement, plus 10% of the amount of the agreement in excess of R1000.00, but never to exceed R1050.00 This amount exclude VAT and must also be added to the fee.
Service fee – This is a monthly service fee
  • R60.00 + VAT (Pro Rata).
Cost & Interest Rate*
Installment* Total Repay*

Interest and Fees

Total Repay = Borrowing + Costs & Interest Rate 

* Costs & Interest Rate, Installment and Total Repay are estimated values.  

   Interest is calculated on the monthly outstanding balance..

 

All the rates and fees fall within the prescribed “Short term Credit Transactions” as published in the National Credit Act 34 of 2005.

 

Interest Rates – The APR (Annual percentage rate for qualifying clients will be 28% per annum)

 

Initiation fees - This is the maximum initiation fee we are allowed to charge

R165.00 + VAT per credit agreement, plus 10% of the amount of the agreement in excess of R1000.00, but never to exceed R1050.00 This amount exclude VAT and must also be added to the fee.

Service fee – This is a monthly service fee

R60.00 + VAT  (Pro Rata)